Financial Reflections
- rpickens
- Dec 27, 2023
- 2 min read
Written by RJ Pickens.
The most powerful question to ask someone starting down the journey to Financial Independence.

The following is the most influential question I have ever asked somebody beginning their journey to Financial Independence. It uncovers their current mindset about money, time and investments. Here it is...
"What distinguishes a RICH man, from a POOR man?"
Take a moment to ponder your answer.... Seriously - What's the difference between a RICH man and a POOR man? If you said MONEY--you're absolutely, positively wrong.
It's the way they THINK!
A RICH man is always earning to invest.
A RICH man is always earning to build, create and improve.
He is looking to grow and nurture relationships.
He sees the value in relationship capital along side physical capital.
He is constantly looking for ways to grow personally and professionally.
He understand the need for consistency and gumption to achieve his goals no matter the obstacles.
On the other hand, a POOR man trades his time for money and then spends all of the money he has. Money comes in and goes out without much thought, with no plan for the future. Consequently it's why he ultimately struggles to get by or get ahead.
The fact is if you have a POOR Man's Mindset you can NEVER outwork the way you think.
If you feel like you're stuck and not progressing in the areas of your life that mean the most to you, take a step back and think about how your mindset may be holding you back or interfering with breakthroughs. Do you have a Rich persons mindset or a Poor persons mindset? Do you think like a Consumer or a Capitalist? Your perspective may hold the key to your success.
Enjoy the Journey!
-RJ







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